Purchasing auto insurance can get confusing especially if you are not familiar with the terms. We want to help you better understand what it is you are purchasing so that you can get the coverage you need without buying something you don't understand.
Bodily Injury Liability
This covers you in the event of accidental bodily injury to someone else caused by you or someone driving your car. It will provide compensaion for the person(s) you have injured up to the limit of coverage you have chosen.
This benefit covers you in the event of accidental property damage to someone else caused by you or someone driving your vehicle. It will provide payment for repairs to that person's property up to the limit of coverage you have chosen.
Uninsured/Underinsured Motorist Coverage
If you suffer bodily injury in a car accident caused by someone who does not have auto insurance or may not have enough coverage to pay for all of the bodily injury caused to you, this coverage will provide compensation for you up to the limits you have chosen. This covers bodily injury only and does not cover damages to your vehicle.
This coverage pays for medical, dental, hospital, and funeral expenses for you, household relatives and guest passengers injured in your vehicle at the time of an accident, up to the limits you have chosen.